Should You Enroll in a Dental Savings Plan?

Do you not have dental insurance? You’re not alone! It’s estimated that around 74 million Americans have no dental insurance coverage. Unfortunately, this plays a big role in why so many people avoid seeing their dentist regularly, leading to complicated and expensive oral health issues that could have been easily prevented. So if you don’t have dental insurance, how can you get the dental care you need without breaking the bank? Read on to find out if a dental savings plan in Vienna is the solution you’re looking for!

What Is a Dental Savings Plan?

A dental savings plan offered by your dentist works very similarly to dental insurance. Essentially, you’ll pay one flat fee a year to enjoy benefits, coverage, and discounted prices. You’ll often receive full coverage for services like cleanings, checkups, screenings, and X-rays. Naturally, a dentist’s dental savings plan will only apply for treatments and care at their practice. Since it’s entirely handled in-house, you won’t have to file any confusing claims paperwork or talk to multiple different people to learn more about your coverage. You’ll work directly with the dental team you already know and trust!

The Pros & Cons of a Dental Savings Plan

While a dental savings plan is like dental insurance, it offers several advantages that are important to consider, like:

• No deductibles
• No claim forms
• No pre-authorization requirements
• No pre-existing condition limitations
• No waiting periods

While savings plans are like an uncomplicated version of dental insurance, it’s important to remember that dental savings plans are specific to each practice. If you want the benefits and coverage of the savings plan you’ve enrolled in, you’ll need to visit the same dentist that you got it from.

Is a Dental Savings Plan Right for You?

There isn’t an easy answer to this question. You’ll need to sit down and evaluate your options carefully, taking into consideration the pros, cons, and needs of your family. A dental savings plan may be the right choice for you if:

• You are in good oral health and don’t need more than general checkups and cleanings.
• You know you are in need of dental treatment but can’t afford private dental insurance.
• You have Medicare but need a plan that covers dental services.
• Cost of dental insurance and/or dental work is keeping you from getting the care you need.

Traditional dental insurance isn’t your only option for making dental care affordable. If you have questions about dental savings plans, talk to your dentist. They can help you make an informed decision about keeping your smile healthy without breaking the bank!

About the Practice

At Pace Dental of Vienna, we never want concerns over cost to prevent you from the treatments and services you need to keep your smile strong and sparkling. That’s why they’re not only an insurance-friendly practice, but they offer their very own dental savings plan! By enrolling in the Pace Dental Smile Club, you can have all your preventive care fully covered for a single, no-fuss fee once a year. To learn more, contact our knowledgeable team online or at (703) 705-7476.